Your insurance premiums don’t typically go up immediately. You’ll also see a spike in your car insurance rates when you renew your policy. How to find the cheapest car insurance after a DUIĭUIs carry plenty of other consequences, such as points on and the suspension of your license and hefty fines. Average car insurance cost after DUIĬompare rates offered by participating partners That’s more than $363 a month and a 148% increase over the cost of Westfield coverage for a good driver. The most expensive car insurance for drivers with a DUI is Westfield at $4,357 a year. That’s a 29% increase for Progressive drivers, on average.Īmerican Family, State Farm, Auto-Owners, Erie and Geico also offer post-DUI rates below the national average after a DUI. On average, drivers with a DUI pay $2,776 a year for coverage from Progressive or a little more than $233 a month. Outside of USAA, Progressive has the cheapest car insurance following a DUI. The best car insurance for drivers with a DUI costs an average of $3,454 a year, or nearly $288 a month.ĭrivers can find the cheapest car insurance after a DUI from USAA - $2,751 a year - but USAA auto insurance is limited to members of the military community. Who has the cheapest insurance after a DUI? However, rates vary by company and driver profile, so it’s always a good idea to compare multiple car insurance rates to ensure you’re getting the best deal.

Of the insurer rates we analyzed, only companies that had an average rate below the national average for drivers with a DUI made our list. Car insurance companies that made our cheapest car insurance for a DUI list are those that have average rates that are below the national average for a driver with the same record. We analyzed rates based on a female driver with a single DUI on her record, shopping for a car insurance policy with:Īfter analyzing the data, we determined the average national cost for coverage after a DUI. To determine the cheapest car insurance for a DUI, we used data from Quadrant Information Services, a provider of insurance data and analytics.

Custom parts and equipment (CPE) coverage.

Loan/lease payoff coverage (gap insurance).

Uninsured and underinsured motorist insurance.

Additional expensive coverage (rental reimbursement).

Uninsured and underinsured motorist coverage.

Progressive loyalty rewards program diamond